How Law Shapes Account Access
Indian access is not one rule for every state, so our legal position starts with your location and the law that applies to it. When access or eligibility is discussed, it depends on local law and is available where local law permits. We may ask for
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identity checks before wallet use, withdrawals or account changes, and we may pause access if records do not match. Payment references from UPI, Paytm, PhonePe and Google Pay are used to match your own account activity, not to change the legal terms. If a law, court
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order or regulator request requires action, we may restrict account features, retain required records or ask you for more detail. Open your account only after reading these terms and keeping your account details accurate.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.